The Funding Lifecycle.
We have engineered a direct lending protocol that eliminates the friction of traditional banking. By analyzing business momentum rather than just credit scores, we move your capital request from first contact to bank deposit within a few business hours.
01 — Submission
Digital Intake
The process begins with a streamlined three-minute application. We focus on the basics: your industry, operational history, and your trailing three months of revenue.Â
02 — Underwriting
Direct Analysis
Unlike brokers who shop your file to dozen of lenders, Creswell Capital underwrites every deal in-house. Our desk reviews your cash flow and business potential against our own capital reserves. This direct approach allows us to present transparent offer terms—typically on the same day you submit your file.
03 — Distribution
Rapid Funding
After you approve the terms, closing is handled via secure electronic signature. Our treasury desk initiates the transfer immediately. Capital typically reaches your operating account within 24 hours, providing the liquidity you need to scale, hire, or bridge seasonal gaps without delay.
Funding Criteria
We underwrite based on business momentum and cash flow. To qualify for commercial capital, your business should meet these basic standards.
6+ months in active operation
$50,000+ in average monthly revenue
Last 3 months of business bank statements
Completed one-page application